Smells like Christmas bonus: Here’s your game plan

‘Di naman sa excited kami, pero may bonus na ba ang lahat? 🤭

Make the most out of your Christmas bonus so spend it wisely!

You’ve worked hard for a whole year for this bonus, and you deserve to reward yourself! But while that shiny new gadget or tempting luxury item may catch your eye, why not consider the bigger picture this time? Like allocating a portion to your savings, insurance, or paying off lingering debts?

It’s all up to you how you can maximize your Christmas bonus more responsibly. It may seem a little less exciting than what you’ve planned but you can make it last a little longer with these helpful tips:

Invest in your future self.

Finance gurus deem delayed gratification as a marker for future success. Before, it feels like a waste of time especially when your object of desire is already within reach. But as you grow older, you’ll be facing bigger decisions like getting a car or making a downpayment for a condo.

Set aside some money for self-care.

Of course, self-care is a must! After a year of hard work, you deserve some personal pampering. Whether it’s a weekend escape, a spa day, or trying out a new hobby, prioritizing self-renewal ensures your Christmas money contributes to your overall well-being.

You’ve worked hard for a whole year for this bonus, and you deserve to reward yourself!

Plan your shopping before you splurge.

Retail therapy is also a form of self-care. However, you might want to shy away from sales for a bit as soon as you get your bonus paycheck. Instead, create a budget plan first (Lista can help you out in this department 😉) to go alongside with your shopping list. Mas masarap gumastos nang ayon sa plano.

Spend it with the people that matter.

Let the holiday spirit guide your generosity. Whether it’s supporting a local charity, treating loved ones to a special meal, or surprising a colleague with a heartfelt token of appreciation. Your Christmas bonus has the power to amplify the joy of the season.

Explore savings options with long-term gains.

Don’t let your bonus gather dust in a standard savings account! Whether it’s navigating the stock market, considering high-interest savings accounts, or finally putting some money in your MP2, this is the perfect time to be strategic about securing your future. Trust us, your bank account will be flexing right back at you for many years to come!

As you grow older, you’ll be facing bigger decisions like getting a car or making a downpayment for a condo.

In a nutshell, your Christmas bonus isn’t just an extra paycheck — it can be your key to a brighter future! By making balanced choices in your financial decisions, your bonus will go a long way, not only for yourself but also those you love. So, embrace the season with purpose and cap off the year truly unforgettable 🌟