- 0% interest on monthly purchases

- Pay in 3 or 6 months

- Get up to PHP200,000 spending limit

1 never-expiring point for every PHP 30 spend. 3x points when you shop and dine, both here and abroad. Use your points to redeem cash credits, merchandise, and more through UB's Rewards Portal

- No Annual Fee for life, no spend requirement needed

- 10% interest rebate when you pay at least the minimum amount due on or before the due date.

- 1 never-expiring UB Mile for every PHP 30 spend

- Use your UB Miles to redeem cash credits, merchandise, gadgets, 

- 20% off on succeeding use and additional guest visits... and more!

- Up to 6% rebate on Groceries

- Up to 2% rebate on Meralco bill charged through. 0.20% on everything else charged to your card. Save us much as Php15,000 per year

- Earn up to 5% rebate on Shell fuel, tollway load and auto repair maintenance and accessories.

- Earn 5X points on Mercury Drug and on Health, Wellness and Beauty spend