Best Credit Cards
Find the right credit card for you!

UnionBank Miles+ Visa Signature
Annual Fee: P5K
Min. Monthly Income: P30K
Earn 1 never-expiring UB Mile for every PHP 30 spend and redeem for cash credits, gadgets, airline miles, and more. Enjoy 2 lounge passes yearly via DragonPass, Travel Inconvenience Cover, travel insurance up to PHP 1M, and purchase protection up to PHP 250K.

RCBC Flex Gold Visa
Annual Fee: P3K
Min. Monthly Income: None
Rewarding card for young professionals. Earn 2x Rewards Points on 3 categories (Grocery, Gas, Department Store, Appliances, Travel) with flexible redemption. Membership fee: PHP 3,000 (Principal), PHP 1,500 (Supplementary).
*PHP 50K spend requirement.

RCBC Black Platinum Mastercard
Annual Fee: P3.6K
Min. Monthly Income: None
For career-focused individuals. Flexible, non-expiring Rewards Points, free travel insurance up to PHP 1M, and purchase protection. Available in Peso & Dollar. Membership fee: PHP 3,600 (Principal), waivers for supplements.
*PHP 60-120K spend requirement.

JCB Gold
Annual Fee: P2.5K (FREE on the 1st year)*
Min. Monthly Income: None
Get FREE access to airport lounges in Japan and Hawaii with EastWest JCB Gold. Plus, enjoy a LOW Forex Fee of only 2% on international purchases.
*Annual Fees:
Principal Card: PHP 2,500 (FREE on the 1st year)
Supplementary Card: PHP 1,250 (FREE for life on the 1st supplementary)

JCB Platinum
Annual Fee: P3.5K (FREE on the 1st year)*
Min. Monthly Income: None
Get FREE access to airport lounges in major cities around the world with EastWest JCB Platinum. Plus, enjoy a LOW Forex Fee of only 2% on international purchases.
*Annual Fees:
Principal Card: PHP 3,500 (FREE on the 1st year)
Supplementary Card: PHP 1,750 (FREE for life on the 1st supplementary)

EveryDay Titanium Mastercard
Annual Fee: P2.8K (FREE on the 1st year)*
Min. Monthly Income: None
Get up to 5% Cash Rebate on your Supermarket, Fuel, and Drugstore purchases with the EastWest Everyday Titanium Mastercard.
*Annual Fees:
Principal Card: PHP 2,800 (FREE on the 1st year)
Supplementary Card: PHP 1,400

Visa Platinum
Annual Fee: P3.6K (Waived on accumulated spend)**
Min. Monthly Income: None
Enjoy 8.88% Cashback on Fuel, Utilities, Shopping, Dining & Travel-Related spends with EastWest Visa Platinum.
*Capped at PHP 1,250 monthly
**Annual Fees:
Principal Card: PHP 3,600 (Automatically waived upon reaching PHP 1.5 Mn accumulated spend for the PHP 12M from Card Anniversary Date)
Supplementary Card: PHP 1,800

SQ Krisflyer Platinum Mastercard
Annual Fee: P4K**
Min. Monthly Income: None
Make your spends more rewarding with the EastWest Singapore Airlines KrisFlyer Platinum Mastercard. Earn 1 KrisFlyer Mile for every PHP 15 Travel Spend.*
*Terms & Conditions Apply
**Annual Fees:
Principal Card - PHP 4,000
Supplementary Card - PHP 2,000 (FREE for life for the 1st supplementary)

Lazada Mastercard
Annual Fee: Waived First Year*
Min. Monthly Income: P15K
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Shop more and earn more! Make that 6X more! Earn 6 Lazada Credits for every PHP 200 spent when you shop at Lazada using your UnionBank Lazada Credit Card. Enjoy additional discounts on mega sales and monthly shipping vouchers.
*Terms and conditions apply

Cashback Mastercard
Annual Fee: P4.5K
Min. Monthly Income: P15K
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Get up to 6% rebates on supermarket purchases.
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Up to 2% Cash Back on Meralco bill payments through UnionBank Online.
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Save as much as PHP 15,000 per year. Just spend at least PHP 10,000 per month on non-Meralco and non-supermarket purchases to maximize your rebates.
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