Credit Cards

Atome Card
Annual Fee: None
Min. Monthly Income: None
- 0% interest on monthly purchases
- Pay in 3 or 6 months
- Get up to PHP200,000 spending limit

UnionBank Rewards Visa Platinum
Annual Fee: P2.5K
Min. Monthly Income: P15K
1 never-expiring point for every PHP 30 spend. 3x points when you shop and dine, both here and abroad. Use your points to redeem cash credits, merchandise, and more through UB's Rewards Portal

UnionBank U Visa Platinum
Annual Fee: FREE
Min. Monthly Income: None
- No Annual Fee for life, no spend requirement needed
- 10% interest rebate when you pay at least the minimum amount due on or before the due date.

UnionBank Miles+ Visa Signature
Annual Fee: P5K
Min. Monthly Income: P30K
- 1 never-expiring UB Mile for every PHP 30 spend
- Use your UB Miles to redeem cash credits, merchandise, gadgets,
- 20% off on succeeding use and additional guest visits... and more!

UnionBank Cash Back Visa Platinum
Annual Fee: P4.5K
Min. Monthly Income: P15K
- Up to 6% rebate on Groceries
- Up to 2% rebate on Meralco bill charged through. 0.20% on everything else charged to your card. Save us much as Php15,000 per year

UnionBank Shell Power Card
Annual Fee: P2.8K
Min. Monthly Income: P15K
- Earn up to 5% rebate on Shell fuel, tollway load and auto repair maintenance and accessories.

UnionBank Mercury Drug Visa
Annual Fee: P2.5K
Min. Monthly Income: P15K
- Earn 5X points on Mercury Drug and on Health, Wellness and Beauty spend
Personal Loans

UnionBank Personal Loan
Amount: Up to P2M
- Get cash in as fast as 5 minutes from approval
- Get a loan of up to P2 million - no collateral or guarantor needed
- Enjoy flexible repayment terms of up to 5 years

UnionBank Rewards Visa Platinum
Amount: Up to P250K
- Up to PHP 250K loan, no collateral needed!
- Flexible terms from 6 to 36 months
- Low interest rates starting at 1.79%
Insurance

Maxicare EReady Titanium
Php15,000 benefit limit for emergency room/treatment, excluding 6 major hospitals.

Maxicare EReady Advance Platinum
Php50,000 benefit limit for emergency room/treatment (including pre-existing conditions), including 6 major hospitals.

Maxicare EReady Platinum
Php15,000 benefit limit for emergency room/treatment (including pre-existing conditions), including 6 major hospitals.

Maxicare Prima Silver
Below 59 years old: Unlimited consultations, prescribed lab tests and diagnostics, and more.

Maxicare EReady Advance Titanium
Php50,000 benefit limit for emergency room/treatment, excluding 6 major hospitals.

Maxicare Prima Gold
60+ years old: Unlimited consultations, prescribed lab tests and diagnostics, and more.
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