May ipon ka na, may reward ka pa!
Thinking of starting a savings challenge na pwede kang kumita? If you’re reading this, you’re in luck cause you can now access UNO Digital Bank via Lista App!
Through this partnership, layunin ng Lista at UNO Digital Bank na mabigyan ang users nito ng option para maabot ang kani-kanilang mga financial goals sa mas lalong madaling paraan by opening an UNO savings account through Lista App’s Tipid Hacks for faster, more seamless, and secured digital transactions.
Isa sa mga magagandang offers ng UNO Digital Bank ay ang high interest rates nito na umaabot ng 6.5% per annum (p.a.) na maaari mong makamit kapag nag-open ka ng #UNOready Savings, #UNOboost, at #UNOearn time deposit accounts.
Ang sagot para sa hassle-free banking
Kung dagdag kita ang habol, sa #UNOEarn time deposit, monthly ang crediting ng interest, hindi kailangan hintayin ang maturity date para ma-enjoy ang earnings ng time deposit mo.
Kung savings account naman ang habol, pwede naman mag-open ng #UNOready kung saan up to 4.25% p.a. interest ang ilalaki ng deposit mo (for deposits Php5,000 and up).
Plus, may free insurance worth Php50,000 kung ika’y makakapag-maintain ng Php10,000 ADB (Average Daily Balance). Daily pa ang crediting ng interest kaya araw-araw mong makikita ang kita mo! Para less hassle, wala ring minimum deposit to open an account o maintaining balance requirement ang #UNOready.
Types of accounts
UNO Digital Bank currently has 3 flagship products:
#UNOready Savings lets you send money, pay bills, and shop online. Isa rin ito sa mga pinaka-competitive digital savings account na nag-aalok ng 4.25% interest rate per annum for those with a daily balance of Php5,000 and above. What’s more, this account also comes with a FREE life insurance na may Php50,000 coverage. Maaari itong ma-activate automatically kapag nakaabot ng Php10,000 ang iyong ADB. Pero kung hindi naman keri mag maintain ng Php5,000, you will still enjoy a 3.5% base interest rate p.a. At kung may at least Php100 ang account mo, may FREE virtual UNO Debit Mastercard ka pa. Pwede mo nang gamitin ito for all your online shopping needs para hindi na kailangan mag-COD! At maari ka pang mag avail ng exclusive promotions ng UNO at Mastercard.
Mayroon ding #UNOboost Time Deposit na may guaranteed up to 6.50% interest rate per annum once it reaches maturity. Ikaw na ang bahala kung hanggang kailan mo gusto ilagay sa time deposit ang iyong naipon dahil ang #UNOBoost lets you choose a term starting at 3 months up to a full year. Choose your terms carefully dahil pag mag early withdrawal, may fees na ma-i-incur.
To enjoy the 6.50% base interest, you must fund your account with at least Php5,000 (maximum naman ay Php500,000. You can open up to 5 accounts so hanggang Php2.5M and pwedeng i-deposit).
Isa ring uri ng time deposit ang #UNOearn, where it offers lengthier time deposit terms from 12 months up to 24 months. And just like #UNOBoost, you also have a guaranteed 6.5% interest rate per annum kapag nag deposit ka ng Php5,000 minimum. Once it matures, you get monthly payouts that lets you enjoy your hard-earned money as soon as possible.
Marami pang parating na exciting products in the coming weeks ang UNO Digital Bank tulad ng loans, insurance, at iba pa.
Paano mag-open ng UNO Digital Bank account?
Madali na lang mag-open ng UNO Digital Bank account as long as your Lista account is alive and kicking! Easily open your Lista App now and follow these steps:
Magpunta sa Tipid Hacks, go to Savings, and click UNO Digital Bank.
Tap Continue para ma-redirect ka sa App Store or Google Play Store.
I-download ang UNO Digital Bank app.
Buksan ang app. You will be greeted with a welcome screen to start your registration.
Punan ang mga kinakailangang detalye tulad ng iyong pangalan at mobile number.
Ilagay ang “LISTA” as your Promo Code.
I-verify ang iyong identity sa pamamagitan ng pag-enter ng One-Time Password (OTP) na ipinadala sa iyong mobile number at ID verification. Make sure na handa ang iyong valid ID.
Punan ang iba pang detalye tulad ng iyong employment information, financial details, at email address kung saan ise-send ang iyong OTP.
Once na-verify na ang iyong email address, i-enter ang iyong chosen password para makapag-login sa iyong account.
Paano i-fund ang iyong UNO Digital Bank account?
Kapag naka-login na, maaari ka nang mag-eksplor ng mga features ng app tulad ng pagdedeposito ng pera, pag-setup ng automatic transfers, at pagmonitor ng iyong savings account.
Upang magdeposit ng pera, pindutin ang "Add Money (+)" button sa home screen ng app. Tapos, pumili sa dalawang deposit options between Online Banking at Over-the-Counter.
I-enter ang amount ng ita-transfer na pera and tap Continue to proceed.
Hanggang PHP50,000 ang maaaring i-deposit sa iyong UNO account kada araw kung galing Online Banking at PHP10,000 naman kung Over-the-Counter. Walang bayad ang pag transfer sa UNO.
About UNO Digital Bank
UNO Digital Bank is a full-spectrum credit-led digital bank licensed under the Digital Banking License framework promulgated by the Bangko Sentral ng Pilipinas (BSP) in the Philippines. With UNO Digital Bank, Filipinos can use one trusted app to save, borrow, transact, invest, and protect their money; to manage their finances with speed and ease.